What You Need to Know about Your Car, Motorcycle or Truck Insurance Policy after an Accident in Arizona
We Will Review All of Your Auto Insurance Policies
In addition to making a claim against the person who caused your injuries, also consider all insurance policies under which you might have coverage. After all, you paid for it! In particular, look at all automobile insurance policies for every member of your household and also “umbrella” policies. Many people have more than one policy that might cover a claim.
Gather all such insurance policies in your household for evaluation by us. We will review and explain your insurance policy to you, especially the “Coverage” and “Exclusion” sections of the policy.
Automobile Insurance Medical Payment Coverage in Arizona
In addition to your health insurance, your automobile insurance policies may provide benefits and coverage for your injuries. For example, if medical payment coverage is part of your automobile insurance policy, that will help pay your medical bills. Do not authorize any of your health care providers to bill your automobile insurance company directly for payment of your medical bills. If you have “medical payment coverage” as part of your automobile insurance policy, we will make the claim to obtain this benefit for you.
Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage in Arizona
If you have been involved in a motor vehicle accident and you have uninsured and underinsured motorist coverage as part of your automobile insurance policy, it will be available to you under certain circumstances. We will explain to you in detail this coverage and how it may apply in your case.