Should I see a doctor about my personal injury sustained after an accident, and what should I do about my insurance plan?
If you believe that you have been injured after being in a motor vehicle accident in or around Phoenix, Arizona, seek medical attention from a doctor immediately for you accident injury. Remember that the most important consideration is always your health and welfare. If you do not have a doctor, we can help you find one for your personal injury.
Frequently, symptoms of an accident injury will not appear immediately. Certain injuries may not be apparent until some time after a car or motorcycle accident. And, you may experience a time lag between the collision and full awareness of the extent of your injuries. Or, your injury could be more serious than you realize. Even minor soreness can be an indication of a more significant personal injury. Therefore, if you believe there is any chance you may have been injured in the motor vehicle accident, you should see a doctor as soon as possible.
By not seeing a doctor, you risk delaying your treatment and aggravating your personal injury. An insurance company will argue that the failure of an individual to see a doctor right away indicates that the personal injury must have resulted from an unrelated event after the car or motorcycle accident. The longer you wait for medical treatment, the more difficult it will be to connect the personal injury to the motor vehicle accident.
What About Health Insurance?
If you have health insurance, be absolutely sure to provide your health insurance information to each and every one of your health care providers. Then, make sure that all of your medical bills go directly to the health plan for payment. You should have your health insurance pay as much of the medical bills as possible for your personal injuries. We will be making a claim for the total of all medical bills and expenses you incur (that is the full amount charged by your health care providers), not just for your out-of-pocket expenses.
In addition to your health insurance, your car or motorcycle insurance policies may provide benefits and coverage for your personal injuries. For example, if medical payment coverage is part of your car or motorcycle insurance policy, that will help pay your medical bills. Do not authorize any of your health care providers to bill your car or motorcycle insurance company directly for payment of your medical bills. If you have “medical payment coverage” as part of your car or motorcycle insurance policy, we will make the claim to obtain this benefit for you.
You should keep all of your medical appointments after the motor vehicle accident, and return to each of your doctors as often as necessary. Explain all of your injuries and symptoms to your doctors. Always tell them about all of your complaints, any restriction or limitations caused by the personal injuries, and especially how your personal injuries have affected your life. You should not minimize your ailments to your doctors. Your doctors must know these things in order to properly treat you, and for us to obtain the maximum compensation for you.